Car Title Loans in Aptos
Car title Loan FAQ
Aptos Title Loans serving Aptos, Soquel, Capitola, Sana Cruz, Freedom, Watsonville, Scotts Valley, Brookdale, Ben Lomond, Felton, Live Oak, Twin Lakes, Day Valley, Interlaken, Amesti and more.
What about my credit score? Will that affect my loan?
Nope. Surprise! A loan company that doesn’t care about your loan. We do exist! That’s because we have faith in Americans and put your needs first instead of always trying to cover ourselves from every angle.
What makes you different?
We are a fairly large, private company acting as the direct lender. Because of our efficiency, we have enjoyed success for many years which allows us to take more risks than banks that have too much to worry about.
What are the terms of the loan?
They vary slightly based on size, but either way they are lower than everywhere else. We have 2-3 year loan periods, during which we use a 7.5-8% monthly interest rate. The rate is based on whether the loan is above or below $5,000. The loan period can be negotiated on an individual basis.
Is it ok to take out a loan for only a month or two?
Sure. It happens all the time. You can take the loan out for a few days or a few years. It’s all up to you, and both work equally since there is no pre-payment penalty for you.
Can I get a loan on my minivan?
Sure. We welcome all vans, pick-up trucks, SUVs, and cars alike.
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